Make sure our manager is aware that the damage occurred.
Images of the damage will help resolve the claim faster.
File a police report in the event of a burglary.
Check our brochure or ask our manager if you need help filing your claim.
Unless listed in your policy as not protected, all items are protected from the following:
Aircraft, Self-propelled Missiles, or Spacecraft
Collapse of Buildings, other than by Earthquake
Cyclone, Tornado, Hurricane
Explosion or Sonic Boom
Fire or Lightning
Landslide, including sinkhole collapse
Strikes, Riots, or Civil Commotion
Vandalism or Malicious Mischief
Water Damage except flood, surface water, etc. and/or resulting from mold, mildew, wet or dry rot.
Weight of Ice, Snow, or Sleet
Windstorm or Hail
These items and events are NOT covered:
Accounts, bills, currency, data, documents, records, deeds, evidence of debt, money, notes
Jewelry, watches, fur and garments trimmed with fur, alcohol, food, explosives, illegal drugs
Loss or damage resulting from wear and tear, gradual deterioration, maintenance, inherent vice, latent defect, moths, insects, rodents, vermin
Loss or damage caused by, resulting from, contributing to, or aggravated by flood, surface water, waves, tidal water or tidal wave, or overflow of streams or other bodies of water
Loss or damage caused by cigarettes or other smoking materials, unless fire ensues
Loss or damage caused by the neglect of the Customer to use all reasonable means to save and preserve the property
Loss or damage caused intentionally by the Named Insured or Customer or at the direction of the Named Insured or Customer
Loss or damage of contraband or caused by illegal trade
Loss or damage resulting from activity in violation of Lease Agreement
Loss or damage caused by theft or mysterious disappearance, except burglary as covered herein
Loss caused by nuclear hazards
War, including undeclared war, civil war, insurrection, rebellion, revolution, warlike act by military force or military personnel, destruction or seizure or use for a military purpose
Discharge of a nuclear weapon will be deemed a warlike act even if accidental
Any loss, damage, liability, claim, cost or expense of any nature directly or indirectly caused by or resulting from a Communicable Disease or the fear or threat of a Communicable Disease